The Pennsylvania Housing Finance Agency (PHFA) provides low interest rate mortgages to Pennsylvania first time home buyers & home buyers who purchase in “targeted” Pennsylvania counties
PHFA - USDA
The USDA home loan can be used with either the Keystone Home Loan or the Keystone Government Mortgage.
USDA home loans do not require a down payment! The seller is permitted to pay the home buyer’s closing costs, typically 6% of the sales price.
There is a monthly mortgage insurance premium, however, the cost is nominal
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