Keystone Government Loan Program




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This Keystone Government Loan Program (also called K-Gov) is based on FHA, VA (Veteran) or USDA underwriting; and unlike the Keystone Home Loan program, there are:

- No sales price limitations
- No income limitations
- No first time home buyer requirements.

The maximum mortgage and sales price is determined by the buyer’s income and debt limitations, and customary underwriting guidelines of the FHA, VA and USDA loan programs.

Non-occupying co-borrowers are permitted with the Keystone Government Loan (FHA) provided the co-borrower and applicant meet the PHFA underwriting guidelines for non-occupying co-signers.

Keystone Advantage Assistance Loan Program provides eligible home buyers with down payment and or closing cost assistance. Read more